5810 4th Street NW
Albuquerque, NM 87107
NMLS employee number: 213789
NMLS branch number: 289066
NMLS corporate number: 1854
Mace Kochenderfer - I can help you!
I truly enjoy educating people about credit and finance. Regardless of whether you are a first-time homebuyer, a seasoned real estate investor or a Reverse Mortgage applicant, you will receive a personalized mortgage consultation to discuss your situation and the options available to you. My office and I will manage the complexities of your transaction to make it stress free for you.
I’ve been a mortgage lender in Albuquerque for over 15 years and have served my industry by acting as one of the board of directors for the NM Mortgage Lenders Association for the past 5 years. I’ve received several awards for my Fair Lending Practices and ranked in the top 5% for Customer Service and Satisfaction. Additionally, I’ve been quoted in the Real Estate section of the Albuquerque Journal weekly for the past 13 years and have educated City, County and State departments about Reverse Mortgages. After running my own mortgage company for 11 years, I joined Stearns Lending as a Retail Branch Partner.
Albuquerque has been my home for 20 years after graduating from the University of Texas. My wife, two children and I appreciate the temperate climate and scenic mountains of New Mexico. Spending time with my family, reading, gardening and riding my electric motorcycle occupy my time outside the office.
Past clients return again and again for credit and financial counsel. 90% of my new clients are referred to me by my past clients. My patience, knowledge and sense of humor (TBD) will make me your Lender for Life.
Licensing Information - Stearns Lending, Inc. Licensing Disclosure
• Not all programs are available in all areas. Program restrictions apply. All rights reserved.
• This is not an offer for extension of credit or a commitment to lend.
• Stearns Lending, Inc. is a California corporation, licensed, registered, or exempt from licensing to conduct business in: Alabama Consumer Credit License (#21191); Alaska Mortgage Broker/Lender License-Other Trade Name #1: AK1854-1; Arizona Mortgage Banker (#0905413); Arkansas Banker Broker/Servicer License (#102360); licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the California Finance Lender Act; Colorado Lender Exemption; Connecticut Mortgage Lender License (#15262); Delaware Mortgage Lender (011236); District of Columbia Mortgage Dual Authority (#MLB1854); Florida Mortgage Lender License (# MLD265). Georgia Residential Mortgage Lender License (#24066)(4 Hutton Centre Drive, 10th Floor, Santa Ana, CA 92707); Hawaii Mortgage Loan Originator Company # HI-1854; Idaho Mortgage Broker/Lender License (#MBL-3005); Illinois Residential Mortgage License (mb.6760686); Indiana First Lien Mortgage Lending License (#15640); Iowa Mortgage Banker License (#2009-0047); Kansas Mortgage Company License (MC.0025047);Kentucky Mortgage Company License (# MC77358); Louisiana Residential Mortgage Lending License; Maine Supervised Lender (# SLM1551); Maryland Mortgage Lender License (#10847); Massachusetts Mortgage Broker License (# MC1854); Massachusetts Mortgage Lender License (# MC1854); Michigan 1st Mortgage Broker/Lender Registrant (# FR0018231); Minnesota Residential Mortgage Originator License ( MN-MO-1854); [This is not an offer to enter into a rate lock agreement under Minnesota law] [Any statement of current loan terms and conditions is not an offer to enter into an agreement, and any such offer may only be made pursuant to subdivisions 3 and 4 of Minn. Stat. 47.206]; Missouri Residential Mortgage Loan Broker License (No-12-2052); Montana Mortgage Lender License (#1854); Nebraska Mortgage Banker License (#2082); Nevada Mortgage Banker License (#3577); Nevada Mortgage Broker License (#3578); New Hampshire, Licensed by the New Hampshire Banking Department Mortgage Banker License (#15083-MB); Licensed by the N.J. Department of Banking and Insurance, New Jersey Residential Mortgage Lender License (#0806377)(4 Hutton Centre Drive, 10th Floor, Santa Ana, CA 92707: 714.513.7777); New Mexico Mortgage Loan Company License (#01457); North Carolina Mortgage Lender License (AL-148477); North Dakota Money Broker License MB 102415; Ohio Mortgage Broker Act Certificate of Registration MB.804022.000; Oklahoma Mortgage Broker License (#MB001622)(4 Hutton Centre Drive, 10th Floor, Santa Ana, CA 92707); Oregon Mortgage Lending License (#ML-1041); Pennsylvania Mortgage Lender License (#28788); Rhode Island Lender License (20092625LL); South Carolina-BFI Mortgage Lender / Servicer License (MLS – 1854); South Dakota Mortgage Lender License (ML.04912); Tennessee Mortgage License (# 109457); registered in Texas SML Mortgage Banker Registration; Utah DRE Mortgage Entity (#5780454); Vermont Lender License (#6224); Licensed by the Virginia State Corporation Commission Lender License MC-2184; Licensed by the Virginia State Corporation Commission Broker License MC-2184; Washington Consumer Loan Company License (CL-1854); West Virginia Mortgage Lender License (#ML-30447); Wisconsin Mortgage Broker License (# 1854BR); Wisconsin Mortgage Banker License (#696677BA); Wyoming Mortgage Lender/Broker (MLB 2135).
• NMLS number for Stearns Lending, Inc. is 1854. NMLS Consumer Access
• Regulated by the Illinois Department of Financial and Professional Regulation
Division of Banking
320 W. Washington Street
Springfield, IL. 62786
• Per Texas Administrative Code
7 TAC Section 81.200(c)
"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEN A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAIN FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV."
• Not all branches are licensed in every state; please contact your local office to determine eligibility.
• Questions regarding our licenses should be directed to:
Stearns Lending, Inc.
4 Hutton Centre Drive, 10th Floor
Santa Ana, California 92707
• All loan programs are subject to Stearns Lending underwriting guidelines. Approvals may be subject to appraisals and other documentation. Interest rates, programs loan terms, and other information on this website are subject to change without notice.
• Disclaimer: Information accurate as of December 4, 2012.